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After that he bounced around—selling suits at a Nordstrom outlet, cleaning carpets, waiting tables—until he learned that city bus drivers earn an hour and get full benefits. In theory, Scott could apply for banking jobs again.

But his degree is almost eight years old and he has no relevant experience.

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And the circumstances we live in are more dire than most people realize.Eight, 10 people in suits, a circle of folding chairs, a chirpy HR rep with a clipboard.Each applicant telling her, one by one, in front of all the others, why he’s the right candidate for this -an-hour job as a bank teller.But generalizations about millennials, like those about any other arbitrarily defined group of 75 million people, fall apart under the slightest scrutiny.Contrary to the cliché, the vast majority of millennials did not go to college, do not work as baristas and cannot lean on their parents for help.

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