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A TL-15 rated safe, for example, can withstand an attack of at least 15 minutes using common tools.While most home safes don't carry a rating for burglary resistance, they do, as a practical matter, provide some protection. Mc Goey, a security consultant in Los Angeles, says that burglars generally go for what they can grab in one run through a house.Computer disks and DVDs are even more sensitive, so if that's what you'll be storing look for a safe whose interior won't exceed 125 degrees.

But if your home is located in a flood-prone area, the safe might be at greater risk in the basement.

For home safes, 30 minutes of protection is most common, although you can also find safes that offer one or more hours' worth, typically with higher price tags.

Generally speaking, 30 minutes should be sufficient, Bonsib says.

If you buy online, don't forget to consider shipping costs, although free shipping might be available.

For a wider selection, and possibly more knowledgeable sales help, you can go to a store that specializes in safes.

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