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You can mail in the application, or bring it to an IRS-approved acceptance agent or an IRS taxpayer assistance center, located in cities across the United States.You’ll need to include proof of identity and foreign status; a passport or visa satisfies both.You can do this by obtaining a secured credit card.They’re easy to qualify for even if you have no credit history, because they require a deposit to secure the line of credit.I've had this card for 5 years now and my credit limit increases periodically.I've always had great experiences with customer service.There are also some credit cards offered specifically to recent immigrants, and they don’t require a Social Security number.Once you have a credit card, use it responsibly and pay it off on time and in full.
If you’re a foreign national business owner, you can also apply for a business credit card. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Our partners cannot pay us to guarantee favorable reviews of their products or services. " At Nerd Wallet, we strive to help you make financial decisions with confidence. Some people are hardcore credit-card optimizers: They carry a wallet packed with plastic and pull out a different credit card for every situation. If you’re only using one card, you won’t have the opportunity to earn, say, double points on dining. Keeping multiple cards in your wallet will allow you to optimize the rewards you’re earning on every dollar you spend. We believe everyone should be able to make financial decisions with confidence. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. But as with just about everything that has an upside, there are some potential downsides, too.Once you have an ITIN, you’ll have to build credit with a financial product such as a secured card before applying for a typical unsecured credit card.More from Nerd Wallet A financial guide for immigrants in the U.